Banking

  • INR 40000
  • USD 700
Subscribe Now

Annual Review

Outlook

The chapter provides CARE Research's outlook on the banking credit growth, asset quality, deposit growth and net interest margin. The chapter identifies the main drivers of credit growth and the incidental factors likely to boost or hinder their impact.

  • Bank credit expected to grow at slowest pace since FY03
  • Performance of agriculture and retail lending in the medium to long term
  • Asset quality issues, other factors adding stress
  • Savings deposit at decadal low
  • NIM to be impacted by stressed asset quality, higher cost of fund, narrow spread business

Impact Analysis

  • Unhedged foreign currency exposure (UFCE) guidelines: Towards a more resilient banking industry...

    In continuation to its efforts of building robust Indian banking system, RBI proposed to mandate.....

    + Know More

  • “Weak business growth + asset quality issues + macroeconomic factors = PSUs under pressure + private outlook upbeat”

    India's GDP growth has decelerated from 9.3% in FY11 to 5% in FY13. Credit growth has fallen as a result from 21% in FY11 to 14% in FY13......

    + Know More

  • India CAPEX Story – Slowing... “Economic gloom to persist due to fragile macro-economic variables”

    With the Indian macroeconomic conditions weakening further in Q1FY14 and no evidence of slowdown bottoming out, doubts over economic recovery have tu.....

    + Know More

  • The Guidelines on Private Placement of NCDs by NBFCs

    Casts a shadow on funding flexibility of NBFCs RBI; in its notification titled “Raising Money through Private Placement by NBFCs- Debentures etc.”,.....

    + Know More

Services Coverage

Related Reports

Get Alerts

To receive CARE Research publications and alerts.

Register Now >>